These terms are a contract between you and Independence Realty Group, LLC, an Arkansas company ("we", "us", "Henry Washington"). They apply to henrywashington.com, seeyouattheclosingtable.com, roadtotheclosingtable.com and their subdomains, our free tools and Closing Table OS, our emails and texts, our live and online events, and every program we sell, including the Closing Table Mastermind, the Deal Room, and Road to the Closing Table (together, the "Services"). By using the Services, registering, or buying anything, you agree to these terms and to our Privacy Policy. If you don't agree, don't use the Services.

1. Who can use the Services

You must be at least 18 and able to enter a binding contract. If you're buying for a company, you confirm you have authority to bind it. We can refuse service, decline an application, or end access for anyone who breaks these terms.

2. Education, not advice

Everything we publish, teach, or say (trainings, events, tools, emails, community posts, coaching conversations, and anything Henry or his team says) is general education based on Henry's own experience. It is not legal, tax, accounting, financial, or investment advice, and it is not a recommendation to buy any specific property or make any specific investment. Real estate carries real risk, including the loss of the money you put in. Before you act on anything you learn from us, do your own due diligence and talk to licensed professionals in your state.

3. No guarantee of results

Any numbers we share (Henry's portfolio, deals, flips, student outcomes, testimonials) are real examples and are not typical. They depend on effort, capital, market, timing, skill, and luck. Most people who buy an education product take no action and get no result. We make no promise about income, profit, deal flow, or any other outcome, and you agree that you alone are responsible for your decisions and their results. Testimonials on our sites are from real customers, sometimes edited for length, and reflect their experience only.

4. Free tools and Closing Table OS

The Max Offer Calculator, Funding Path Finder, First Deal Blueprint, and any other tool we offer produce estimates from the numbers you enter and assumptions we've chosen. They can be wrong. They don't know your market, your lender, or your contractor. Use them as a starting point, never as the basis for an offer. We can change, limit, or shut down any free tool at any time. Accounts are personal; keep your login to yourself.

5. Buying a program

Prices, what's included, and how long access lasts are set out on the offer page at the time you buy, and those details form part of these terms. Applications are reviewed by our team, and we may decline any application without giving a reason. Payments are processed by Stripe; we don't store your card details.

Payment plans. If you choose a payment plan, you're agreeing to pay every installment on its due date, and you authorise us to charge your card automatically. If an installment fails, we'll try again and email you. If it stays unpaid for 14 days we may suspend your access until it's paid, and the full remaining balance becomes due. A payment plan is a way to spread the price, not a subscription you can cancel part-way through.

Lifetime access means for the life of the program, not your life. If we retire a program, we'll give you reasonable notice and access to the materials for at least 12 months after that notice.

6. Refunds

Because you get immediate access to digital materials, a community, and Henry's time, all program purchases are final and non-refundable, including the Closing Table Mastermind and the Deal Room, unless the offer page you bought from states a specific refund or guarantee, or the law where you live requires one. Deposits for application-based programs are non-refundable once your application is accepted. Requests for exceptions go to [email protected] and are decided case by case at our sole discretion.

Event tickets follow the refund and transfer terms on the event page. Where none are stated, tickets are non-refundable but may be transferred to another person up to 7 days before the event by emailing us. If we cancel an event, you'll get a full refund of the ticket price; we're not responsible for travel or hotel costs.

7. Live events

By attending any event we run, you agree to follow the venue's rules and our instructions, to treat other attendees, speakers, sponsors, and staff with respect, and to leave if asked. We can remove anyone for behaviour that's abusive, disruptive, or unsafe, without a refund. Recording release: you agree that we may photograph and record you at the event and use those images and recordings in our marketing, on our sites, in replays, and in future products, without payment to you. Tell a staff member on the day if you don't want to be featured and we'll do our best to avoid it. You may not record sessions for distribution or sale.

8. Community

Program communities (on BAND or anywhere else) are private spaces for members. Don't share what other members post. Don't sell or promote your own products or services to members without our written OK. No harassment, discrimination, spam, or solicitation. What you post is yours, but you give us a licence to display it inside the community, and you're responsible for it. We can remove posts or members that break these rules.

9. Our content and your licence

Everything we create (videos, workbooks, templates, tools, frameworks, brand names, logos, page copy, and the Closing Table name) belongs to Independence Realty Group, LLC or our licensors. When you buy a program you get a personal, non-transferable licence to use its materials for your own investing. You may not share your login, copy or redistribute materials, record or download content for others, teach our material as your own, or use it to build a competing product. Doing so ends your access without refund and may lead to legal action. Free downloads are for your personal use, on the same terms.

10. Your content and testimonials

If you send us a testimonial, review, results, deal photos, or a video, or post them in our community or tag us on social media, you give us permission to use them (with your first name, last initial, city, and likeness) in our marketing, on any platform, in perpetuity, without payment. Email us if you want something removed and we'll take it down from places we control within 30 days.

11. Emails and text messages

By giving us your details you agree to receive emails from us; unsubscribe any time via the link in any email. By giving us your mobile number and ticking the consent box, or texting a keyword to us, you agree to receive automated text messages about trainings, events, offers, reminders, and your account. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, HELP for help. Consent to texts is not a condition of purchase. We don't share your number or opt-in with third parties for their marketing.

12. Third-party links and partners

We link to and work with other companies (lenders, software, sponsors, speakers, affiliates). We don't control them and aren't responsible for their products, advice, or sites. Some links may be affiliate links, meaning we get paid if you buy; we'll say so where the law requires. Any deal you make with a third party is between you and them.

13. Acceptable use

Don't use the Services to break the law, to send spam, to scrape or copy our sites, to interfere with how they work, to impersonate anyone, or to upload anything harmful. Don't try to get around access controls or payment.

14. Ending access

We can suspend or end your access to any part of the Services if you break these terms, don't pay, or behave in a way that harms us, our team, or other members. You can stop using the Services any time. Sections that by their nature should survive (payment, licence, disclaimers, liability, disputes) keep applying after access ends.

15. Disclaimer of warranties

The Services are provided "as is" and "as available". To the fullest extent the law allows, we disclaim all warranties, express or implied, including fitness for a particular purpose, accuracy, and uninterrupted or error-free operation. We don't warrant that any information is complete or current, or that the Services will meet your needs.

16. Limitation of liability

To the fullest extent the law allows, Independence Realty Group, LLC, Henry Washington, and our team, contractors, speakers, and partners are not liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost deals, lost data, or investment losses, arising from the Services, even if we were told they might happen. Our total liability to you for anything connected with the Services is limited to the amount you paid us in the 12 months before the claim, or US$100 if you paid nothing. Some places don't allow these limits, so some may not apply to you.

17. Indemnity

You agree to defend and reimburse us, and hold us harmless, from any claim, loss, or cost (including reasonable legal fees) that comes from your use of the Services, your investing activity, your content, or your breach of these terms.

18. Disputes and governing law

These terms are governed by the laws of the State of Arkansas, without regard to its conflict-of-law rules. If you have a problem, email us first at [email protected]; most things get sorted that way, and you agree to try for 30 days before starting any legal action. Any claim that isn't resolved will be brought in the state or federal courts located in Washington County, Arkansas, and you consent to their jurisdiction. You agree to bring claims only in your own name, not as part of a class or representative action. Any claim must be started within one year of when it arose.

19. Changes to these terms

We may update these terms. The date at the top tells you when they last changed. Significant changes will be announced by email or on the site. Continuing to use the Services after a change means you accept it. The terms in force when you bought a program keep governing that purchase.

20. General

These terms plus the offer page you bought from and our Privacy Policy are the whole agreement between us about the Services. If any part is found unenforceable, the rest still applies. Our not enforcing something once doesn't mean we've waived it. You can't transfer these terms to anyone else; we can transfer them to a successor of the business.

21. Contact

Independence Realty Group, LLC
Northwest Arkansas, USA
[email protected]